Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. The SECURE Act This article may help you understand the most recent changes to your IRA and your RMD implemented with the SECURE Act. Potential Income from an IRA Estimate your monthly and annual income from various IRA types.