A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? 9 Facts About Social Security There are things about Social Security that might surprise you. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.